Premium Finance Payments

You Get 100% of Your Payment. You Never Pay Any Transaction Cost

Your finance customers are asking to pay by credit or debit card – But you can not afford to pay the cost of accepting credit card payments – usually about 3% of the total payment. To make matters worse, your credit card contract, and in some states specific state laws, will not allow you to charge any extra fees to your clients who pay with credit cards.

Result – You receive the entire premium finance payment amount for each payment accepted. We pay all transaction cost out of the “Security and Delivery Fee”. You pay nothing.

Here’s how it Works…

Online – Your Web site

You add a link to your web page – this could also be a “Make Payment Online” button.

Your customer enters the payment information and actively checks the “Accept Security and Delivery Fee” check box.

The credit or debit card is charged in real time. Payment made.

Mobile using a mobile app

Your customers are using mobile devices more and more.

Simply Easier Payments provides payment pages formatted for mobile payments. In addition, we will provide you with your own mobile app. Customers download the app for free to make payments.

On the Phone with Your Staff

Your staff enters the payment information, explains the Security and Delivery Fee (we can give you the script to do that) and checks the “Accept Security and Delivery Fee” check box for your customer when they verbally agree.

The credit or debit card is charged in real time. Payment made.

When Do You Get the Money?

All money is handled by our banking partner Moneris.

1. After closing, on the day the payment is made, the bank that issued the card funds the money into Moneris’ account.
2. The next day Moneris forwards a request through the Federal Reserve to transfer the funds into your specified depository account.
3. That funding is done on the second day after the payment is made.

NOTE: If you have your depository account with either RBC Centura or Harris Bank, sister companies of Moneris, you will get your funding one day earlier – next business day.

Simply Easier Payments and Moneris are partnered to help you provide better service to your tenants at no cost to yourself.

Automated Billing of Monthly Payments

In addition to taking payments online and over the phone, we can also automatically bill your customer’s monthly payments.

Talk to a Real Person to Learn More or click Get Started Now.

Call Duke Williams at 800-768-0907. Or e-mail:


Is This Legal? Always a good question to ask. Check out the link for more detail, but the short answer is it is as long as we set you up correctly.

See Frequently Asked Questions…