Insurance Agency


What is the real cost to an insurance agency of accepting credit cards?

Insurance Premium                                                                        $100.00
Cost to Agency to process credit/debit card                                         3%
Cost in dollars                                                                                $    3.00
Agency Average Commission                                                               12%
Average Agency Commission in dollars                                        $ 12.00
True Cost – Percent of commission lost                 25% ($3.00 ÷ $12)
Your numbers may be slightly different, but that will not change the fact that the cost to take a credit card is prohibitive. In the case of reduced renewal commissions, it may even end up costing you money to write the policy!This is where we come in – Simply Easier Payments offers the only 100% legal and compliant method to remove the cost of card transactions from your agency in all 50 states.

Your customers want the option of paying with a card. Some may even need to do so. Let us make that possible for you and your customers.

Here’s how it Works:

  • When the insured calls to make a credit card payment, you tell them you have arranged for a third party – Simply Easier Payments – to handle credit card and debit card payments for you.
  • Inform the customer of the payment amount and “Security and Delivery Fee” for processing
  • Enter the payment information and click “Make Payment”
  • The credit or debit card is charged in real time. Payment Made!

How do my customers make payments?

Payments can be made by

  • your staff entering the payment information for the insured over the phone
  • through our payment link on your website or mobile web app
  • in your mobile app
  • emailing the insured an electronic invoice with a payment link
  • setting up automatic billing schedules

When Do You Get the Money?

The funds are deposited into your account on the morning of the second business day.

Get started with this program by calling Calvin Churchill or Strickland Parks at 800-768-0907, or to start completing the application click  Get Started Now By Filling Out This Form