Insurance Companies

Receive Credit and Debit Cards for Premium Payments at No Cost to You

Problem - Insurance companies have their own special set of problems when it comes to card payments. You have to avoid the increase in expenses because your rates are regulated and limit your ability to recover increased costs. You have Insurance Department rules to worry about - and these change from state to state. You have existing back office systems - usually more than one - that have to all keep working.

All this is before you even get to think about providing your insured with great customer service.

With over 25 years experience in providing insurance industry solutions, we understand. We take care of the cost of transactions, the cost and liability of security compliance and the integration so you can focus on your core business.

Result - You receive the entire premium payment amount for each payment accepted. We pay all transaction cost out of the “Security and Delivery Fee”. You pay nothing.

Here’s how it Works…

Your insured asks to pay with a credit or debit card. You tell them you are not able to accept the card payment, but you have arranged for a third party – Simply Easier Payments - to handle credit card and debit card payments for you. You put a link on your website to our secure payment pages for your account– or if you are talking to the insured on the phone, you go to our web site.

Your insured (you if on the phone) enters the payment information and actively checks the “Accept Security and Delivery Fee” check box.

The credit or debit card is charged in real time. Payment Made!

When Do You Get the Money?

All money is handled by our banking partner Moneris.

1. After closing, on the day the payment is made, the bank that issued the card funds the money into Moneris’ account.
2. The next day Moneris forwards a request through the Federal Reserve to transfer the funds into your specified depository account.
3. That funding is done on the second day after the payment is made.

NOTE: If you have your depository account with either RBC Centura or Harris Bank, sister companies of Moneris, you will get your funding one day earlier – next business day.

Simply Easier Payments and Moneris are partnered to help you provide better service to your tenants at no cost to yourself.

What If Your Company Has No Web Site?

We have a site that you can send your insured's to whether you have a site or not. My Insurance Payment provides an easy way for anyone to find your payment pages. This is an optional service. Your insured's can look you up themselves or you can link past the look up screens and take your insureds directly to specific payment page.

Integration With Existing Systems

Most insurance companies need to pass payment data between Simply Easier Payments and their existing back office systems. We do this using either a Web Service or a secure forms post. We can provide you with our standard API or we can send and receive data in the format most comfortable for your existing systems. We can accomodate either batch or real time systems.

How Do I get Started?

Get started with this program by calling Duke Williams at 800-768-0907.

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