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Agency Version - Simply Easier PaymentsAccept Credit Cards for Premium Payments at No Cost to You or Your Agency Get Started - Sign Up for Free Problem - Your customers are asking to pay by credit card. But you can not afford to pay the cost of accepting credit card payments - usually about 3% of the total payment. To make matters worse, your credit card contract and often your state Department of Insurance will not allow you to charge any extra fees of your customers who pay with credit cards. Solution – Simply Easier Payments is an independent third party payment acceptance company. As such we are legally allowed by both the credit card companies and the Dept of Insurance to charge the person making the credit card payment a reasonable “Convenience Fee”. Result - You receive the entire payment amount for each payment. We pay all transactions cost out of the “Convenience Fee”. You pay nothing. Here’s how it Works… Your customer asks to pay with a credit card. You tell them you are not able to accept the card payment, but you have arranged for a third party – Simply Easier Payments - to handle credit card payments for you. You give your customer the web address for your account – or if you are talking to the customer on the phone, you go to our web site. Your customer (you if on the phone) enters the payment information and actively checks the “Accept Convenience Fee” check box. The credit card is charged in real time. Payment Made! When Do You Get the Money? All money is handled by our banking partner Moneris. 1. After closing, on the day the payment is made, the bank that issued the card funds the money into Moneris’ account. NOTE: If you have your depository account with either RBC Centura or Harris Bank, sister companies of Moneris, you will get your funding one day earlier – next business day. Increase Your Agency Revenue Using "Forced Fees" Our "Forced Fees' feature gives you the ability to receive an additional payment amount either as a fee, if legal in your state, or as a commission from us for your referral of this customer to our service. Taking Payments Online 24/7/365 Our Conditional Payments feature allows you to accept payments online anytime without creating problems under estoppel laws. You can simply copy and paste the hyperlink or buttons we give you in the Admin section onto your web site. If you do not yet have a web site we can include you on our My Insurance Payment web site at no charge. Send E-Mail Invoices to Bind Coverage in Real Time Sometimes your customer needs coverage right now but can not get to your office. You are already in the habit of faxing the application to be signed. Now you can get the payment by emailing an invoice for exactly the amount due. Your customer can pay online through the "Pay Now" link embedded in the e-mailed invoice. See how this works...
Simply Easier Payments and Moneris are partnered to help you provide better service to your customers at no cost to yourself. Get the sign up forms and instructions for joining this program by calling Calvin Churchill or Duke Williams at 800-768-0907 and they will e-mail you the forms. The forms take about 30 minutes to complete. See Agency Version Frequently Asked Questions...
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